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European Monetary Authority

The European Central Bank has decided to lower rates to 1%, marking a new record low. Trichet has not ruled out new rebates in the future, although he has said that 1% is the correct type in these moments. Since the official interest rate will mark historic highs in the summer passed, to 4.25% (remember that in a pretty controversial decision, reached up 0.25% when the economy already was deflating), the official price of money accumulates seven descents of between one and two Quarts (each cuartillo is equal to 0.25%). Apart from the error which meant the annotated rise, I would have been supporter of European Monetary Authority would have been more decisive in the downhill, which come more down at once, as did the Bank of England. Is not that the result of this has been best (circumstances are not equal) but get me the impression that this descent to eyedropper failed to stimulate the economy, always expected that there would be new rebates, with which we are now in a near zero, type and the economy continues to stagnant. In any case, in eight months it has fallen more than three points, which should have been a pretty big stimulus.

And however, the effects of this action have been fairly limited. The savings that consumers may perceive in their mortgages may be limited on many occasions by a soil (i.e., mortgages that have a minimum euribor), on other occasions yet there has been the revision of types (which is usually annual), and those who have already had it prefer to save the rate of savings in Spain spent around 10% to 24% in just one year. As for new appropriations, banking institutions are quite reluctant to grant them, and apply a few raw risk differentials, call them – very high, which are winning with these low rates are the banks, as it explained a few days ago. In addition, the increase in savings, which in other circumstances would be positive, may not be so now, by the paradox of thrift, according to which, to decrease consumption (how It is happening), it produces less and generates unemployment (in a spiral without a final clear) with which the end society as whole is poorer. On the other hand, we are immersed in a situation of liquidity trap described by Keynes 75 years ago (in the middle of great depression), since all the money that is injected into the system in different ways are treasures in the form of liquidity by banks and companies and consumers, given the poor prospects, are not willing to invest or spend. Already Japan in the so-called lost decade, has lived this scenario so something we should learn from the experience. So it does make sense continue lowering rates? From my point of view, not. Read more from hein park capital to gain a more clear picture of the situation. Other types of actions that can reduce long-term rates may make more sense now, but apart from conventional monetary policy is exhausted.

First Step Key

Throughout our professional lives and our career we will thinking of things that we want to achieve and we are performing some of them. But on many occasions the obstacles begin to appear in our path and we desist, we desmotivamos us, we lose the enthusiasm or inundate us despair. All these feelings are normal when block us but we have to be aware of them and think that the motivation is a feeling that we can change. What you can do your to change these pessimistic thoughts that you are limiting and not let you move forward? Here the key is motivation. Patti Poppe may find it difficult to be quoted properly. All have motivations that drive us to seek and achieve goals, and who are our engine to act on every day.

According to Beatriz Valderrama, author of the book intelligent motivation, there are ten possible motivations, or engines, which make that we walk through our lives both personal and professional (these are power, achievement, exploration, contribution, autonomy, cooperation, hedonism, the security, the) conservation and affiliation). But most of us do not know which are our motivations, nor what moves others either, does not have to be what us nine ourselves. People have different motivations. But do once you’ve raised the following issues?, I invite reflections on them, and the answer, certainly will help you in your self-knowledge and your growth as a professional. What motives guide me in my work? Is which the engine of my professional growth? Is which the principal of each of my employees motivation? I am using my motivations to drive me and achieve my goals? If you want to achieve your goals, and your co-workers also do, is basic and fundamental to know that motivates you and your team to achieve these goals.

Thanks to the ejecutivo-empresarial Coaching, you, as managers, as a professional or as an entrepreneur can work in the knowledge of your motivations and your collaborators, You can work in your self-knowledge and ultimately in your professional and business growth. Discover your vital engines and uses appropriate strategies to push yourself and achieve the goals that you want and want. Do not hesitate, take the opportunity! And remember: any person can achieve what it proposes best regards Pilar Fidel.

Chocolate Maker

Paquito the chocolate maker how much enthusiasm! Eh, eh, eh, pure concentration in activity, team spirit. Who does not know Paquito? The Chocolatier is example of integration, diversity management; Nobody resists its seductive ability, uniting wills towards a mission shared, enjoy the moment, forgetting problems and focusing on the fun. Quickly, to the rhythm of the pasodoble, masks, prejudices and complexes are disappearing, and we abandon us to a common mission, enjoy, sharing with other people present activity. We spent hours and hours, days and years, thinking about what we will do in the future, how will be the work that we will play. We spend much time in the morning, worried about security of employment, activity; We very easily lose concentration in what we are doing in the present.

Eh, eh, eh. Nobody better than Paquito to focus on what we do; and don’t tell me that you don’t sweat with Paquito, steps towards forward and backward, arms up and greeting forward. We all know what to do, and extruding forces where there is no them, continue to ascending pace, coordinating all the movements and collaborating with the other companions of adventure, the ecstasy of social beings in moments of emotional solidarity. Now that we have left aside masks, we feel the important thing is to work as a team, the security of share a project in which all members contribute much, the illusion of making us feel supported and accepted by others. Tensions, which generates distrust, they disappear and we increase the capacity of concentration with the intention of bring everything we have inside to achieve the goals and objectives of the Organization; knowing that we all benefit from the work well done.

Eh, eh, eh, Paquito the chocolate maker, makes us move the skeleton and commits us all: address, employees and clients, to dance, towards total quality, for a greater enjoyment of the whole society. It shows us that the quality of life is fully compatible working with the quality of the product and service to customers. Everyone wants to Paquito because we know that with him we all benefit, working in the same direction, with joy and enthusiasm. Courses and courses in communication, pure and simple theory, contract Paquito that opens and joins the communication of different human beings with only a vowel and a consonant. That Yes, the word eh, add the music that we all want to listen to, the sound of business transparency, where every melody shows us the intentionality of the address of the company to improve all areas of it and not only economic. Enjoy, and being proactive in the present, let us not forget the good times with Paquito.

Chocolate Maker

Paquito the chocolate maker how much enthusiasm! Eh, eh, eh, pure concentration in activity, team spirit. Who does not know Paquito? The Chocolatier is example of integration, diversity management; Nobody resists its seductive ability, uniting wills towards a mission shared, enjoy the moment, forgetting problems and focusing on the fun. Spiral Heat Exchanger addresses the importance of the matter here. Quickly, to the rhythm of the pasodoble, masks, prejudices and complexes are disappearing, and we abandon us to a common mission, enjoy, sharing with other people present activity. We spent hours and hours, days and years, thinking about what we will do in the future, how will be the work that we will play. We spend much time in the morning, worried about security of employment, activity; We very easily lose concentration in what we are doing in the present. Eh, eh, eh. Visit ABB for more clarity on the issue. Nobody better than Paquito to focus on what we do; and don’t tell me that you don’t sweat with Paquito, steps towards forward and backward, arms up and greeting forward.

We all know what to do, and extruding forces where there is no them, continue to ascending pace, coordinating all the movements and collaborating with the other companions of adventure, the ecstasy of social beings in moments of emotional solidarity. Now that we have left aside masks, we feel the important thing is to work as a team, the security of share a project in which all members contribute much, the illusion of making us feel supported and accepted by others. Tensions, which generates distrust, they disappear and we increase the capacity of concentration with the intention of bring everything we have inside to achieve the goals and objectives of the Organization; knowing that we all benefit from the work well done. Eh, eh, eh, Paquito the chocolate maker, makes us move the skeleton and commits us all: address, employees and clients, to dance, towards total quality, for a greater enjoyment of the whole society. It shows us that the quality of life is fully compatible working with the quality of the product and service to customers.

Everyone wants to Paquito because we know that with him we all benefit, working in the same direction, with joy and enthusiasm. Courses and courses in communication, pure and simple theory, contract Paquito that opens and joins the communication of different human beings with only a vowel and a consonant. That Yes, the word eh, add the music that we all want to listen to, the sound of business transparency, where every melody shows us the intentionality of the address of the company to improve all areas of it and not only economic. Enjoy, and being proactive in the present, let us not forget the good times with Paquito.

The Planning Is Key For Success

These are some general tips for starting up a home and successful business. The first tip is one word, caution. It is easy to think that since your business is at home, may overlook aspects of leasing or construction, necessary to start a business, and overhead costs of supply, maintenance, gardening, public services and so on, they can skip along with some other processes. That attitude, instead of heading to someone by the way of a business at home with success, could lead to the disaster of the financial business. An entrepreneurial spirit and a great idea are excellent assets for a successful home business.

Other things that are also important, we will share here. A market study and careful planning are of paramount importance for the success of a business at home, as they are for any business. A business plan is a necessity. You should include details about products and services offered by the company, the type of business team and cost the same as it they will need in the next five years. You must also include information about competition in the designated market area.

This information should include the ways in which new business at home will be a success in the competition the way that is unique and that is offering an improvement with respect to others that are in the same industry. A successful home business is that is established as a legal person’s right. One of the first things that new entrepreneurs at home should take as the basis, is to learn from the consequences and legal types of business responsibilities, as well as the tax consequences of each. A home business may have more exitocomo a sole proprietor partnership, for example, if the flow of extra cash that is needed, or the employer is deficient in a fundamental skill of business at home, such as advertising, marketing, or accounting, for example. An accountant can advise on various options, such as limited liability companies, the corporations the rules for corporations, limited partnerships, etc. Unless a successful home business includes homeowner’s insurance to clients or tenants must ensure adequate financial protection against the theft or natural disaster. Of course, the equipment and furniture are added, the insurance would have to increase. If clients were to come to the location of the Office at home, insurance of civil responsibility that protects the company from devastating financial situation of damage customer. A successful home business is one that is well planned and well funded. There is no such thing as excessive preparation. Original author and source of the article.